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Results for “loan”: 29.

Article 2024

Pecunia otiosa i ryzykowny plan biznesowy Pliniusza Młodszego (ep. 10.54)

Authors / editors: Maciej Jońca

Published in: Acta Iuris Stetinensis

Two letters that have survived in a collection of correspondence between Pliny the Younger and Emperor Trajan constitute a fascinating source for the study of the financial policies of the Roman state at the beginning of the second century AD. Pliny addresses his emperor as a gov…

DOI: 10.18276/ais.2024.51-14 · ISSN: 2083-4373

Article 2024

Pecunia otiosa i ryzykowny plan biznesowy Pliniusza Młodszego (ep. 10.54)

Authors / editors: Maciej Jońca

Published in: Acta Iuris Stetinensis

Two letters that have survived in a collection of correspondence between Pliny the Younger and Emperor Trajan constitute a fascinating source for the study of financial policies of the Roman state at the beginning of the second century AD. Pliny, as governor of the province of B…

DOI: 10.18276/ais.2024.51-13 · ISSN: 2083-4373

Article 2022

Interwencja legislacyjna jako propozycja rozwiązania problemu tzw. kredytów frankowych: wybrane aspekty teoretyczne i praktyczne

Authors / editors: Krzysztof Koźmiński, Michał Jabłoński

Published in: Acta Iuris Stetinensis

The article present the obstacles and difficulties that the Polish legislator will face when regulating the matter of CHF loans indexed/denominated. The aim of the study is to provide answers to questions regarding the legal and socio-economic justification of such imperious int…

DOI: 10.18276/ais.2022.38-09 · ISSN: 2083-4373

Article 2018

Challenges faced by the regional financial institutions engaged in enterprise financing

Authors / editors: Przemysław Pluskota

Published in: European Journal of Service Management

Micro-, small- and medium-sized enterprises encounter many barriers to their activity, one of the major ones being the limited access to capital and its sources. A significant role in overcoming the obstacles connected with inadequate access to capital is played by the special fu…

DOI: 10.18276/ejsm.2018.28/2-40 · ISSN: 2450-8535

Article 2018

European Investment Bank as a supporter of European PPPs

Authors / editors: Krystyna Brzozowska

Published in: European Journal of Service Management

The aim of a paper is to examine EIB activities in financing, advising and promotion of PPPs in EU member countries. Research is based on data gained from published by EIB materials and statistics. PPPs are much more complicated in legal, social, political, economical sides than …

DOI: 10.18276/ejsm.2018.27/2-06 · ISSN: 2450-8535

Article 2018

Financial obstacles for new enterprises: industry differences and the dynamic of changes

Authors / editors: Danuta Zawadzka, Agnieszka Kurdyś-Kujawska, Agnieszka Sompolska-Rzechuła

Published in: Ekonomiczne Problemy Usług

Aim of the article – identification and the assessment of diversity in occurrences of financial barriers limiting the functioning of newly established enterprises in Poland by their activity type. Research methods – a thesis has been put forward that the intensification of occur…

DOI: 10.18276/epu.2018.132-13 · ISSN: 1896-382X

Article 2018

WPŁYW NOWYCH MODELI KAPITALIZACJI NA OCENĘ ZDOLNOŚCI SPŁATY KREDYTU BANKOWEGO I ZWIĄZANEGO Z NIM RYZYKA KREDYTOWEGO

Authors / editors: Anna Feruś

Published in: Finanse, Rynki Finansowe, Ubezpieczenia

Purpose – The subject of the present article is new strategie of credit allowance by a bank Pekao SA, related credit risk and interest repay by equal capital instalments have been presented. Design/methodology/approach – In the course of empirical research, a number of new capit…

DOI: 10.18276/frfu.2018.92-35 · ISSN: 2450-7741

Article 2018

Jakość kredytów w polskim sektorze bankowym w latach 2009-2016

Authors / editors: Joanna Rachuba

Published in: Finanse, Rynki Finansowe, Ubezpieczenia

Purpose – The aim of this paper is a preliminary analysis of the loan portfolio quality in Polish banking sector during the period 2009-2016. Design/Methodology/approach – This article presents the literature review on credit policy. Attention was paid to research papers in the…

DOI: 10.18276/frfu.2018.91-37 · ISSN: 2450-7741

Article 2018

Verdeutschungswörterbücher mit dem Fachwortschatz in der deutschen Sprache

Authors / editors: Katarzyna Sztandarska

Published in: Colloquia Germanica Stetinensia

The paper addresses the issue of loanwords and words (or expressions) offered as their replacement. For the purposes of language cultivation the so-called Germanizing dictionaries (Verdeutschungswörterbücher) were published, in which equivalents were offered to replace foreign-la…

DOI: 10.18276/cgs.2018.27-12 · ISSN: 2450-8543

Article 2017

Englisches wortgut im deutschen medizinischen Fachwortschatz der zeitschriften

Authors / editors: Ewa Maria Majewska

Published in: Annales Neophilologiarum

Centuries long, the role of Latin in medicine was dominant. Currently, English has become the international language of medicine. The communication of clinicians and scientists from various countries takes place almost entirely in English. The contact with the patient, teaching a…

DOI: 10.18276/an.2017.11-06 · ISSN: 1734-4557

Article 2017

Spłata kredytów denominowanych lub indeksowanych w walucie innej niż waluta polska

Authors / editors: Ewa Kowalewska

Published in: Finanse, Rynki Finansowe, Ubezpieczenia

Purpose – The following study is applying to the special regulation of the act banking law, i.e. of principles of the denominated credits concerning the repayment or index in currency different from Polish currency. A statutory regulation was analysed in this respect and judicial…

DOI: 10.18276/frfu.2017.89/1-40 · ISSN: 2450-7741

Article 2017

Instytucje finansujące a aktywność innowacyjna w przedsiębiorstwach przemysłowych w województwie lubuskim i dolnośląskim

Authors / editors: Jadwiga Gorączkowska

Published in: Europa Regionum

In financing of innovation activity exists a equity gap. That is the reason, that in West Europe and in Poland financing institutions came into being to fund the gap. The members of financing institutions are business angels, local or regional loan funds and guarantee funds. T…

DOI: 10.18276/er.2017.31-10 · ISSN: 1428-278X

Article 2017

Kilka uwag na temat zmian w ustawie o kredycie konsumenckim

Authors / editors: Paweł Daszczuk

Published in: Acta Iuris Stetinensis

This article deals with selected amendments to the Consumer Credit Act, in particular the definition of a loan institution and the maximum non-interest costs of credit. These changes are important for entrepreneurs providing consumer credit as well as for consumers themselves. Th…

DOI: 10.18276/ais.2017.19-09 · ISSN: 2083-4373

Article 2017

Stopy procentowe NBP a wartość kredytów bankowych dla przedsiębiorstw w Polsce

Authors / editors: Maciej Woźniak, Robert Lisowski

Published in: Studia i Prace WNEiZ US

The authors attempted to analyze the relationship between the interest rates of National Bank of Poland NBP and the value of bank loans for enterprises in Poland in the years 2003–2016. Thus, they analyzed the available literature and presented the theories that are currently dom…

DOI: 10.18276/sip.2017.50/2-13 · ISSN: 2450-7733

Article 2017

Wykorzystanie kredytu bankowego i środków własnych w działalności inwestycyjnej przedsiębiorstw w Polsce

Authors / editors: Angelika Banach-Kobyra

Published in: Finanse, Rynki Finansowe, Ubezpieczenia

The aim of the study is to assess the scale of the use of bank loans to finance investment activities of enterprises in Poland, and to check whether it is possible to assume, that in comparison to the own resources, this is a more popular source of financing. The analyzes also fo…

DOI: 10.18276/frfu.2017.1.85-01 · ISSN: 2450-7741

Article 2017

Loan loss provisions in Polish banking sector

Authors / editors: Joanna Rachuba, Thi Thu Hoai Tran

Published in: Finanse, Rynki Finansowe, Ubezpieczenia

The following study concerns two main issues. To begin with, we review the research on the impact of bank-specific variables and macroeceonomic determinants of loan loss provisions. Furthermore, the topic of income smoothing is reviewed. Lastly, we consider the relation of LLP to…

DOI: 10.18276/frfu.2017.89/1-41 · ISSN: 2450-7741

Article 2016

Kredyt frankowy a kredyt złotowy – perspektywa zmian cash-flow

Authors / editors: Adam Barembruch

Published in: Finanse, Rynki Finansowe, Ubezpieczenia

Purpose – The main aim of the article is to conduct a comparative analysis of payments for the zloty currency CHF denominated (indexed) loan in relation to a proper zloty loan (discounted cash-flow). Design/methodology/approach – The analysis has been carried out based on a loan …

DOI: 10.18276/frfu.2016.4.82/2-69 · ISSN: 2450-7741

Article 2016

Struktura akcjonariatu a polityka kredytowa w bankach Europy Centralnej

Authors / editors: Joanna Rachuba, Dorota Skała

Published in: Finanse, Rynki Finansowe, Ubezpieczenia

The aim of our paper is a preliminary analysis of credit policy of Central European banks, with a particular emphasis on shareholder structure. The study includes a literature review relating to credit policy, describing links between shareholder structure and credit policy, visi…

DOI: 10.18276/frfu.2016.4.82/2-62 · ISSN: 2450-7741

Article 2016

Analiza i ocena spłaty kredytu przy równych ratach kapitałowo-odsetkowych z wykorzystaniem nowych modeli kapitalizacji na przykładzie banku ING Bank Śląski

Authors / editors: Anna Feruś

Published in: Finanse, Rynki Finansowe, Ubezpieczenia

The subject of the article is new strategie of credit allowance by a bank ING Bank Śląski and the rule of credit and interest repay by equal capital instalments have been presented. Plenty of brand new capital models have been found. The models have much slighter increase of capi…

DOI: 10.18276/frfu.2016.4.82/2-60 · ISSN: 2450-7741

Article 2016

Analiza porównawcza jakości kredytów sektorów bankowych krajów Europy Środkowo-Wschodniej

Authors / editors: Błażej Lepczyński, Marta Penczar

Published in: Finanse, Rynki Finansowe, Ubezpieczenia

Purpose – The article presents a comparative analysis of the quality of the loan portfolio in the Polish banking sector and the banking sectors of other EU countries. The analysis was designed to capture the main differences in the quality of loan portfolios between the CEE count…

DOI: 10.18276/frfu.2016.4.82/1-77 · ISSN: 2450-7741

Article 2016

Średnie koszty finansowania kredytem hipotecznym w Polsce w latach 1995–2014. Implikacje dla nadzoru bankowego

Authors / editors: Magdalena Jasiniak, Radosław Pastusiak

Published in: Finanse, Rynki Finansowe, Ubezpieczenia

The purpose of this article is to compare the cost of funding a mortgage loan contracted at different times in the years 2001–2012 in the Swiss franc and gold. Hypothesised: taking out a loan denominated in CHF was significantly cheaper than in the period of the loan zloty. Since…

DOI: 10.18276/frfu.2016.79-35 · ISSN: 2450-7741

Article 2016

Pożyczki z budżetu państwa jako instrument stabilizacji finansowania zadań jednostek samorządu terytorialnego

Authors / editors: Maria Kosek-Wojnar

Published in: Finanse, Rynki Finansowe, Ubezpieczenia

The article discusses the controversy concerning on the granting of loans from the state budget for local government units. An author – accepting a legitimacy of using this instrument – pointed primarily to the fact that these units are entities of public finance sector. In the e…

DOI: 10.18276/frfu.2016.6.84/2-03 · ISSN: 2450-7741

Article 2016

Finansowe determinanty bańki cenowej na rynku mieszkaniowym w Polsce

Authors / editors: Gabriel Główka

Published in: Studia i Prace WNEiZ US

The phenomena of pricing bubble formation and burst on asset markets are a direct cause of disturbances in the stability of economies. Various pricing bubbles can be present on many types of markets; more and more often they concern also residential real estate markets. The artic…

DOI: 10.18276/sip.2016.45/1-07 · ISSN: 2450-7733

Article 2016

Instrumenty inżynierii finansowej na polskim rynku funduszy pożyczkowych, poręczeniowych, sieci „aniołów biznesu” i funduszy kapitału zalążkowego – case study PFP

Authors / editors: Barbara Bartkowiak

Published in: Marketing i Zarządzanie

In the last decade (2005–2015) Polish Enterpreneurs Foundation has ensured complementary ecosystem of supporting entrepreneurs through implementation of financial engineering instruments (loans, guarantees, seed capital and business angels investments) in Poland. Business Support…

DOI: 10.18276/miz.2016.43-19 · ISSN: 2450-775X

Article 2016

ZACHOWANIA GOSPODARSTW DOMOWYCH Z DZIECKIEM Z NIEPEŁNOSPRAWNOŚCIĄ NA RYNKU USŁUG FINANSOWYCH NA TLE ZASOBNOŚCI POLSKICH GOSPODARSTW DOMOWYCH

Authors / editors: Anna Dąbrowska, Mirosław Janoś- Kresło

Published in: Studia i Prace WNEiZ US

Polish households, including families with a child or children with disabilities, although not all of them, are active participants in the financial services market. The aim of this article is to present the results of the quantitative research carried out in the first quarter of…

DOI: 10.18276/sip.2016.43/3-06 · ISSN: 2450-7733

Article 2015

Perspektywa wsparcia projektów innowacyjnych małych i średnich przedsiębiorstw ze środków unijnych na przykładzie Programu Operacyjnego Inteligentny Rozwój

Authors / editors: Renata Lisowska, Jarosław Ropęga

Published in: Ekonomiczne Problemy Usług

Small and medium-sized enterprises are characterised by a low level of innovation, mainly due to their limited financial resources. Supporting innovation in this sector by the means of the EU funds can contribute to an increase in expenditures on the implementation of R&D. The Sm…

DOI: 10.18276/epu.2015.121-09 · ISSN: 1896-382X

Article 2015

Relacje zadłużenia w kredytach i pożyczkach oraz opodatkowania do przychodów ze sprzedaży w podmiotach sektora małych i średnich przedsiębiorstw w Polsce

Authors / editors: Agnieszka Huterska, Robert Huterski, Ewa Zdunek-Rosa

Published in: Ekonomiczne Problemy Usług

This article contains a review of differences and similarities between micro and small firms compared to medium-size enterprises in relations of credit and loan debt and taxation to revenues from sales. Diversified course of these relations allowed to state a general conclusion t…

ISSN: 1896-382X

Article 2015

Leasing jako źródło finansowania rozwoju mikro, małych i średnich podmiotów gospodarczych

Authors / editors: Agata Sierpińska-Sawicz, Elżbieta Królikowska

Published in: Ekonomiczne Problemy Usług

The article presents the extent of leasing use to finance the development of micro, small and medium enterprises (MSMEs). These companies finance activities mainly from their own funds contributed by owners and generated profits. In order to accelerate development they also use e…

ISSN: 1896-382X

Article 2015

DEUTSCHE SPRACHPFLEGE INKLUSIV. FREMDWORTDISKUSSION IN ZWEI GROSSEN TAGESZEITUNGEN

Authors / editors: Witold Sadziński

Published in: Colloquia Germanica Stetinensia

The aim of the paper is to show how linguistic topics, in this case the presence of lexicological issues and infiltration of German loanwords in English (ie. anglicisms and pseudo-anglicisms), is presented to average citizens (ie. non-experts) in the German press. It is very impo…

DOI: 10.18276/cgs.2015.24-07 · ISSN: 0867-5791